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Effective 1/19/2017






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Share & Club Share Accounts:
If minimum of $100 balance is met
$1 and over - .15%

Money Market Account:
$10,000 and over - .35%

Youth Accounts:
Share Savings - .25%
Certificate of Deposit ($25 minimum & $5000 maximum)
3 Month - .50%, yield .50%
6 Month - .75%, yield .75%

Christmas Club Accounts:
Dividend declared of 2.00% to be paid on 10/1/
17
No withdrawals allowed unless closing account

Term Share Certificates of Deposit*:
$500 minimum balance
6 months - .30% yield-.30%
1 year - .50% yield-.50%
2 year - .85% yield-.85%

*Closing prior to maturity is subjected to a loss of 90 days dividend

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Loan rates using our Performance Based Pricing
Rates determined by credit score & term.

Autos & Motorcycles: 1.99% - 14.24%:
new up to 100% financing & 96 month term
used up to 90% financing & 72 month term

Recreational Collateral: 3.00% - 13.50%:
new up to 100% financing
used up to 90% financing
Special terms for Boats and Motorhomes, financing up to 12 years

Home Equity - 3.75% - 10.75%:
5 year fixed rate, amortized up to 15 years
with a balloon payment after 5 years

financing up to 80% LTV (Loan to Value) maximum $150,000
minimal closing costs


Share Secured - 1.99% up to 72 month financing:
limited to available share balances

Signature - 9.25% - 18.00%
$10,000 maximum up to 60 months financing

Total of all loan balances excluding Home Equity is $75,000 per member. All share and loan rates are subject to change at the discretion of the Board of Directors, except in the instance of a previously advertised special whereby those special dates/terms are clearly disclosed and defined.